Author: Stephen Philbin

Stephen is a seasoned financial services professional at Retirement Solutions. Liking to discuss all matters to do with finances in later life. A keen rugby player and family man Stephen is a part of our management team looking after our day to day operations in our call centre. About Retirement Solutions. We are proud to say that we provide independent equity release advice which is crucial for homeowners considering releasing equity from their homes. We do not recommend plans from a select few or just one provider, our advisers are authorised to recommend plans from the whole of the market. By getting independent equity release advice you can rest assured that any plan recommended for you will be based upon your own personal objectives and circumstances and researched from the whole of the market. With more than 300 products now available homeowners aged 55 and over have more choice than ever when considering equity release.

Buying a House with a Lifetime Mortgage | 2026 Guide | Retirement Solutions

Thinking about buying a home with a lifetime mortgage in 2026? Understand how it works, what lenders look for, and how today’s rate environment affects your decision.

UK House Price Growth Picks Up in March: What It Means for Homeowners Over 55

Nationwide house price data – March 2026 UK house price growth picked up again in March 2026, according to the latest data from Nationwide. After a slower start to the year, prices rose by 0.9% […]

Canada Life Advantage Equity Release: How It Works, Benefits & Key Risks Explained

Canada Life Advantage Equity Release Many people aged over 55 own a home that has gone up in value over the years.This means a lot of their money is locked inside their property. Equity release […]

Home Improvements Top Equity Release Uses in 2025

New data shows that half of all lifetime mortgage customers in 2025 reinvested their property wealth into home improvements. We explore this growing trend and what it means for your retirement planning.

UK House Prices Rise: What it Means for Equity Release

Recent data from Nationwide shows a steady rise in UK property values. This guide explores how market growth impacts the equity available in your home and the key risks to consider.

The Role of Property Wealth in Retirement Planning

Property wealth accounts for a large portion of UK household assets, yet many homeowners don’t discuss it during retirement planning. We examine the latest research and common myths.

Equity Release Growth: Why Homeowners Tapped into Property Wealth in 2025

The latest 2025 data shows a record number of homeowners are turning to equity release to support their retirement. We explore the latest trends, uses, and essential risks you need to know.

January House Prices Surge: Impact on Equity Release 2026

The UK housing market just saw its largest January price bounce in 25 years. We explore what this record-breaking surge means for homeowners looking to unlock property wealth.

Giving While Living: The Bank of Mum and Dad in 2026

Family support is no longer just a bonus; it’s a necessity for many UK homebuyers. We explore the rise of “giving while living” and how property wealth is helping the next generation.

Equity Release in 2026: Impact of Stable House Prices

As we enter 2026, the UK housing market shows signs of stability. We explore what Nationwide’s latest data means for homeowners considering a lifetime mortgage.

New Year, New Outlook: Reviewing Your Retirement Finances for 2026

Start 2026 with a clear financial plan. We explore how equity release works, the benefits of drawdown plans, and the key risks to your estate.

Interest-Only Term Ending? How a Lifetime Mortgage Could be the Solution

Stuck with a maturing interest-only mortgage? Discover how a Lifetime Mortgage can clear your debt without forcing you to move. Read our guide for homeowners 55+.