A guide for adult children: when your parent is considering equity release
If your mum or dad is thinking about equity release and you’re worried, that worry is reasonable — and useful. A guide for adult children: what’s actually changed, what protects your parent, the questions that expose a bad adviser, and how to help without taking over.
What equity release really means for your family’s inheritance
Equity release reduces what you leave behind. See what roll-up interest costs over 25 years, how inheritance protection works, and what it costs you.
Optional repayments: the feature that changed equity release
Older equity release had a reputation for interest rolling up untouched for decades. Plans meeting Equity Release Council standards changed that — you can now make penalty-free partial repayments, subject to terms. Here’s what optional repayments mean for the balance, and for control.
House prices and equity release: what June’s figures mean for you
UK house prices edged up in June 2026 — but modestly, and unevenly by region. Here’s how the figures connect to equity release: what a higher home value can change about how much you could release, what it doesn’t change, and what actually matters.
Five ways to control the cost of a lifetime mortgage
You have more control over the cost of a lifetime mortgage than most people realise. The total you eventually repay isn’t fixed at the start — it’s shaped by choices you make at the outset […]
How Lifetime Mortgage Interest Really Works: A Plain Guide
In plain English: Interest on a lifetime mortgage is usually added to the loan rather than paid monthly, and each year’s interest is calculated on the new, larger balance. That is compound interest — the […]
Equity Release in 2026: A Plain English Guide
Equity Release in 2026: A Plain English Guide Do you own your home? Are you 55 or over? You may have heard of equity release. It is a way to take some money out of […]
What Slowing House Prices Mean for Equity Release | Retirement Solutions
What Slowing House Prices Mean for Equity Release UK house prices fell in May for the first time this year, according to figures published by Nationwide. It is a small move so far. But it […]
How Gilt Rates Affect Equity Release Rates | A Simple Guide
Gilt rates help decide the interest rate on equity release. Here’s what they are, how they work, and what’s happening now — in plain English.
Buying a House with a Lifetime Mortgage | 2026 Guide | Retirement Solutions
Thinking about buying a home with a lifetime mortgage in 2026? Understand how it works, what lenders look for, and how today’s rate environment affects your decision.
UK House Price Growth Picks Up in March: What It Means for Homeowners Over 55
Nationwide house price data – March 2026 UK house price growth picked up again in March 2026, according to the latest data from Nationwide. After a slower start to the year, prices rose by 0.9% […]
Canada Life Advantage Equity Release: How It Works, Benefits & Key Risks Explained
Canada Life Advantage Equity Release Many people aged over 55 own a home that has gone up in value over the years.This means a lot of their money is locked inside their property. Equity release […]
