How our advice works, what we charge, and how we’re paid
A no-cost first conversation, an advice fee payable only on completion, and advice that says when equity release may not suit you.
Can I still move house with a lifetime mortgage? What “for life” really means
Stay, move and take the plan with you, or repay — what a lifetime mortgage does, and doesn’t, tie you to.
Equity release then and now: what’s changed, and what hasn’t
Older equity release had real problems. Here’s what’s changed in today’s product — and what still needs care.
House prices and equity release: what July’s figures mean for you
A steady market, not a rising one — what July’s Nationwide figures do, and don’t, mean for equity release.
Gifting versus your own security: what to weigh before giving money away
Helping family during your lifetime can be one of the most satisfying things money does — and it should never come at the cost of your own security. Here is what to weigh up, in […]
A guide for adult children: when your parent is considering equity release
If your mum or dad is thinking about equity release and you’re worried, that worry is reasonable — and useful. A guide for adult children: what’s actually changed, what protects your parent, the questions that expose a bad adviser, and how to help without taking over.
What equity release really means for your family’s inheritance
Equity release reduces what you leave behind. See what roll-up interest costs over 25 years, how inheritance protection works, and what it costs you.
Optional repayments: the feature that changed equity release
Older equity release had a reputation for interest rolling up untouched for decades. Plans meeting Equity Release Council standards changed that — you can now make penalty-free partial repayments, subject to terms. Here’s what optional repayments mean for the balance, and for control.
House prices and equity release: what June’s figures mean for you
UK house prices edged up in June 2026 — but modestly, and unevenly by region. Here’s how the figures connect to equity release: what a higher home value can change about how much you could release, what it doesn’t change, and what actually matters.
Five ways to control the cost of a lifetime mortgage
You have more control over the cost of a lifetime mortgage than most people realise. The total you eventually repay isn’t fixed at the start — it’s shaped by choices you make at the outset […]
How Lifetime Mortgage Interest Really Works: A Plain Guide
In plain English: Interest on a lifetime mortgage is usually added to the loan rather than paid monthly, and each year’s interest is calculated on the new, larger balance. That is compound interest — the […]
Equity Release in 2026: A Plain English Guide
Equity Release in 2026: A Plain English Guide Do you own your home? Are you 55 or over? You may have heard of equity release. It is a way to take some money out of […]
