Equity release calculator (no personal details needed)
Why use our Free no personal details Equity Release Calculator?
When it comes to equity release, one of the most common questions asked is ‘how much can I release?’ Many people will end up using a lifetime mortgage calculator which will ask for personal information as well as your contact details before your results can be shown.
Unlike most calculators which require your full details, our no personal details Lifetime Mortgage calculator allows you to get an estimate of how much you could release without having to input your person information, registering, or handing over your contact details.
After using our no personal details calculator, if you would like to discuss equity release further, you can book an appointment with an independent equity release adviser to talk through your lifetime mortgage options, to find an equity release plan that meets your current and future needs and to discuss interest rates.
About Our Free Equity Release Calculator (no personal details required)
Our equity release calculator gives you an indication of how much cash you could release from your home. The amount you can borrow from your property will depend on a few factors:
- The youngest homeowner must be 55 or over
- Your property must be valued at over £70,000
- Your health and lifestyle
- Any additional features, such as a lifetime mortgage inheritance protection guarantee
- The amount released depends on the lender and product you choose, it’s important you receive independent equity release advice to ensure you have access to all available options
What to keep in mind
When it comes to equity release its important to understand that the equity in your estate will be reduced. Your state benefits may also be impacted. Our Independent equity release advisers will be able to provide you with an independent report showing you the impact releasing equity will have on your state benefits.
Receiving independent equity release advice is necessary to ensure you have a good understanding of equity release and that you understand all the benefits and risks involved. Our independent equity release advisers provide a fair, simple and complete presentation, and explanation of a recommended equity release plan. We represent independent advice in the equity release sector and aim to promote high standard of conduct and practice in the provision of equity release advice.
How to use our no details equity release calculator
Enter your properties value
Enter if you have an outstanding mortgage balance with the amount left to pay
Enter your age
Equity release calculator
See how much you could release in seconds
You can request a call back by clicking here, or you can call us directly on 0800 043 0725
What is equity release?
Equity Release allows eligible homeowners to unlock some of the value held in their property in the form of tax-free cash. The basic eligibility requirements for an equity release product is that you are a UK homeowner; you are aged 55 years or over and your property is valued at £70,000 or more. The most popular type of equity release is a Lifetime Mortgage which allows homeowners to release a tax-free lump sum in the form of a loan from their main residence.
With a Lifetime Mortgage, you are not required to make any monthly repayments, with the loan being repaid when you die or go into long term care, however as of March 28th 2022, [1] those who take out equity release plans can make penalty free repayments as and when they please.
Should you decide to proceed with a Lifetime Mortgage, you have a choice about whether to receive your tax-free funds in a lump sum or in stages via a drawdown.
The money released with an equity release plan can be used for many things such as home and garden improvements, paying off an existing mortgage which is a requirement with equity release, paying off unsecured debts, holidays, and gifting to loved ones.
Do I need independent equity release advice?
When it comes to releasing equity from your home, the Financial Conduct Authority require customers to seek advice from an equity release advisor. On Tuesday April 19, 2022, all new equity release customers will be required to have at least one face-to-face and in person meeting with a solicitor, to take out a plan that is compliant with Equity Release Council Standards. [2]
If you are interested in equity release and would like to discuss equity release further, you can book an appointment with one of our independent equity release advisors. We have independent equity release advisors all cross the country who will travel to your home to discuss your needs, allowing for any family members to be present and be involved in the decision.
Think carefully before securing other debts against your home, you should be aware that you may be extending the terms of your debt and increasing the total amount that you repay
Latest articles
What equity release really means for your family’s inheritance
Equity release reduces what you leave behind. See what roll-up interest costs over 25 years, how inheritance protection works, and what it costs you.
Optional repayments: the feature that changed equity release
Older equity release had a reputation for interest rolling up untouched for decades. Plans meeting Equity Release Council standards changed that — you can now make penalty-free partial repayments, subject to terms. Here’s what optional repayments mean for the balance, and for control.
House prices and equity release: what June’s figures mean for you
UK house prices edged up in June 2026 — but modestly, and unevenly by region. Here’s how the figures connect to equity release: what a higher home value can change about how much you could release, what it doesn’t change, and what actually matters.
John Lund