From home to help: the surge in equity release for family support
New data shows a sharp rise in older homeowners using equity release to help family and friends—especially through gifting. Between H1 2024 and H1 2025, the share of lifetime mortgage applications citing gifting rose from 13% to 22%. Day-to-day living costs and emergency funds also climbed, while home improvements overtook mortgage repayment as the top reason overall. We explain what’s driving the trend, what to consider, and how we can help you weigh up your options.
