Free Equity Release Calculator
What are the Safeguards – Is Equity Release Safe?
Retirement Solutions are members of the Equity Release Council, the industry body for the UK Equity Release sector. At Retirement Solutions, we will only recommend Lifetime Mortgages that are approved by the Equity Release Council.
These plans come with the following guarantees
- You will never owe more than the value of your home due to their “no negative guarantee”
- You have the right to remain in your home as long as you choose
- You will retain full ownership of your home, and if you choose to move home in the future you can transfer your Lifetime Mortgage to your new property as long as that property meets the lenders criteria.
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0800 043 0725
Our Promise To You
Our expert advisors are independent equity release specialists. They are not tied to any particular equity release provider. We will help you understand the choices available to you before researching the whole of the market to select the best solution for you.
Unless you decide to go ahead, our service is completely free. The advice arrangement fee is only payable if you decide to take out the recommended plan. Our advice fee of *1.99% of the amount released only becomes payable on completion. *Subject to a minimum advice fee of £1499.00
Protecting Your Legacy
You’ve worked hard to build the equity in your home and with average house prices having tripled in the last 20 years* your home is likely to be your biggest asset. As well as advising you on how you can use your equity to make your financial goals achievable, we can help you secure an inheritance for your loved ones.
You can guarantee an inheritance for your loved ones by ring-fencing a proportion of your property value with a protected Lifetime Mortgage.
This allows you to guarantee that a percentage of the future value of your home will be left to your family when the property is sold, regardless of how much interest accrues.
Equity release may involve a home reversion plan or lifetime mortgage which is secured against your property. To understand the features and risks; ask for a personalised illustration.
Find out how much you could release FREE Equity Release Calculator