Free Equity Release Calculator

How do I know if I’m eligible?

If your answer is YES to ALL of the following conditions you are eligible:

  • you are a homeowner
  • you are aged 55 or over (or the youngest applicant if you are applying as a couple)
  • your property is in the UK, is of standard construction and is worth £70K or above.

How much can I release?

This depends on your age and the value of your home.

You could be entitled to release a larger amount of equity from your home if you have certain pre-existing health conditions or lifestyle choices.  To find out exactly how much may be available Call now 0800 043 0725 or Request an Instant Callback.

Do I still own my home?

Yes, and you can continue to live in your home whatever plan you choose.  You have the right to stay in your home until you die or go into lifetime care.

Can I move house?

Yes, with Equity Release Council approved plans (Retirement Solutions only work with ERC approved plans) your plan can be transferred to a new home (subject to criteria).

What happens when I die?

Your home will be sold once you and your partner have died.  The sale proceeds will be used to repay the amount you owe and any money left will go to your estate.

What does “whole of market” mean?

Retirement Solutions offer equity release plans from all of the equity release lenders in the UK.  Some equity release providers are tied to one or two lenders or a panel of lenders.

What is a “no negative equity guarantee”?

This means you will never owe more than the value of your home.

How much will your advice cost?

Following a telephone consultation, you will have a free, no-obligation appointment with one of our expert advisors.

Our advice is free of charge with no upfront fees to pay.  The advice arrangement fee is only payable if you decide to take out the recommended plan.  Our advice fee of 1.99% of the amount released only becomes payable on completion.  Subject to a minimum advice fee of £1499.00.

Equity release may involve a home reversion plan or lifetime mortgage which is secured against your property. To understand the features and risks; ask for a personalized illustration.

Find out how much you could release FREE Equity Release Calculator

Call our Expert Team Today on
0800 043 0725

  • Free No obligation Consultation
  • Impartial and independent
  • Tailored to your needs
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Call our Expert Team Today on
0800 043 0725